Friends, everyone needs a loan and nowadays people download the loan application by seeing Facebook ads and Instagram ads instead of going to the bank, let us know whether it is right or not.
Friends, B4Review is a trusted website that gives you well-researched reviews of websites, apps and technology.
Friends, in today’s post we are going to give you FiniKash Loan App, is it right to take loan from this application or not, can you trust this application or not, is real or fake loan app? You will get complete information about it.
What is FiniKash?
FiniKash is an online loan providing app which can provide you instant personal loan application is claiming that it can provide you a loan of Rs 1.5 lakh in just 5 minutes, and this application has been launched by Finaxen Technology Private Limited, but this app is not available on Play Store.
According to this application, you can easily take a loan ranging from ₹5,000 to ₹ 80,000 without any mortgage.
Application Claims:-
- 100% Safe
- No paperwork
- 24×7 access
- Loan upto 80k
- No Fees
- Safe and reliable
- No Mortgage
As you can see, friends, in the screenshot provided in this post, the application claims that you can simply obtain a loan for ₹ 5,000 to ₹ 80,000 here, with a 180- Days term, with just using your Pan card or aadhar card and without mortgage.
FiniKash Loan Details
| Application Name | Finikash-The Personal Loan App |
| Launched By | Finaxen Technology Private Limited |
| Loan Range | ₹5k to ₹80K |
| Any type of Fees | 2% |
| Interest Rate | Daily Interest 0.05 [ APR = 18.25% ] |
| Loan Tenure | 92 Days to 180 Days |
| Launched Year | 2023 |
| Application Size | 8 MB approx |
| Total downloads | Unavailable |
| Rating on Play Store | Unavailable [ Don’t Know ] |
| Fake or Real | Fake & Not Safe |
| Website | No Website |
| Is it RBI Approved | Read Full |
FiniKash Loan App Eligibility
Friends, to take loan from FiniKash application, you will have to follow the given loan eligibility criteria, only then you will get loan from this application.
| Minimum age | 18 Years |
| Maximum age | 60 years |
| Nationality | Indian |
| Cibil Score | 600+ |
| Bank | Must Active Bank Account |
| Income | Fixed Salary |
FiniKash Required Documents
Friends, if you want to take a loan from FiniKash application, then it is mandatory for you to have these necessary documents, only then you will get the loan from this application.
- Aadhar Card
- Pan Card
- Selfie
- Email Id
- Address proof
- Mobile Number
FiniKash Customer Care Number
| Care Number | +91 6297146897 |
| Office Address | Not Found |
| Founder Name | Not Found |
| Email id | Not Found |
FiniKash App Scam
IF you are thinking of taking a loan from this application, then you may get trapped in their big Scam and it may be very difficult to escape, because this application is not available on Play Store and now it is trapping people by running ads on Facebook and Instagram.
Which scam will you fall into? Friends, suppose, like me, you too must have seen the advertisement of this loan application on Facebook and Instagram where it is being claimed that you will easily get a loan of Rs 9,800 within 5 minutes very attractive offers regarding loan.
Friends, suppose you have installed this application in your mobile and applied for a loan of ₹ 10,000 and your loan gets approved within 5 minutes, then you understand that a scam has started with you.
Friends, the reality of this application is that it gives you loan only for 7 days. Yes friends, it gives you loan only for 7 days and you may have to pay 40% to 50% interest on this loan which is more than the loan amount.
And you will have to repay this loan within 7 days, which is 2 to 3 times the loan amount, for example, if you take out a loan for Rs 10,000, you will need to pay back Rs 15k to Rs 17k.
Because FiniKash is a fake application, it is neither registered by RBI nor does it have any NBFC partner. If you have taken a loan from this application then you are trapped in their Scam.
FiniKash App Harassment
Friends, now let us know if you are thinking of taking a loan from this application, then what kind of harassment can happen to you, friends, the scam will start when some loan amount comes to your account. After 5 to 6 days it will start harassing you.
For Example: Friends, the employees of this loan application can harass you a lot like these people will call you daily and send you messages and will also abuse you on calls and will harass you a lot in messages to repay the loan.
Friends, these people can harass you to a great extent to get repayment, they can even contact your contact list, and along with this, they can also threaten to scare you by making obscene pictures of you and send them to your contact list which is dangerous to you and you may even think of suicide.
Read Recent Loan Scam Suicide Case: [ Here ]
FiniKash Loan App Real or Fake
FiniKash is a fake loan application and you must have understood that this application can scam with you, hence our opinion is that you should not take loan from this application.
friends, If you are one of the who have fallen victim to these fraudulent loan applications. Please read the article through from beginning to end, We have provided some Solution in the article that may help you escape this situation.
- 100% Safe
- No paperwork
- 24×7 access
- Loan upto 80k
- No Fees
- Safe and reliable
- No Mortgage
- RBI Approved: Not Approved
- No Founder: Yess
- Bad Review
- Now Not Available on Play Store
- 7-Day Loan App: Yes, is it
- Registration details: Not Found
- License or certificate: Not Found
- Customer service: Wrost, Abusing
- Social Media Account: No Account
- Blackmailing & Harassment.
FiniKash Loan App Review
FiniKash Loan App
Summary
Friends, our opinion is that you should not take loan from this application because FiniKash is a fake loan application which can trap you and after getting trapped, it can be very difficult to escape it.
Q: Finikash loan app is real or fake
Ans: Small Credit is a 100% Fake Loan App, once you get trapped in its Scam then it can be very difficult to escape.
Q: Finikash app rbi registered
Ans. Finikash is a fake application, it is neither registered by RBI nor does it have any NBFC partner. If you have taken a loan from this application then you are trapped in their Scam.
Q: Finikash app is safe or not
Ans: Finikash App is not a safe Application because its provide you loan only for 7 days and charged up to 40% 50%.
How to escape from the loan trap
Friends, whenever you are going to take a loan from any loan application, first of all you have to see its review or related video on YouTube to see whether it is genuine or not. B4Review is a very good website which tells you in advance about fake applications like these.
friends. If you have fallen victim to these fraudulent loan applications, we have provided some helpful ways to help you to escape.
- Don’t Repay Money: Friends, if you are trapped in a loan scam, then you do not have to make any loan repayment from now on because once the repayment is done, they will ask for repayment again and again.
- Complaint: Friends, if these loan application employees are harassing you by calling or messaging you daily, then first of all you will have to go to the police station and register a complaint or you can also register by calling the number 1930.
- Don’t Reply: Friends, if any message or call is coming from an unknown number then you should never reply to their message or call because these people save your number.
- Switch off your SIM: Friends, if you are badly trapped in their loan trap, then the easiest way to avoid it is to switch off your SIM or break it and throw it away because these people will contact you again and again to make repayment.
Conclusion:
FiniKash Loan App Review: Friends, if you have read our post till here then you must have understood that FiniKash is a fake loan application.
It is easy to take loan from FiniKash application but once you get trapped in its Scam then it can be very difficult to escape, hence our opinion is that you should not take loan from this fake loan application.
Friends, now it depends on you whether you take loan from this application or not. We have given you complete information about this application. If you find any mistake in this post, then you can tell us by commenting.
